CoryLogics Invest Chat - No Coin, No Porn, No Penny
Jul 9, 2022
Cory Diary : SSB Application and Strategy
Jul 5, 2022
Cory Diary : Building Up Passive Returns - Income Streams
One of the weakness in the portfolio is the persistent under representation of Finance stocks. Therefore, has been buying into DBS stock which provide good dividends. Size wise still not there yet due to concern with digital banking competition. Nevertheless, need to have enough investment into this area.
CoryLogics Invest Chat - No Coin, No Porn, No Penny
Jun 26, 2022
Cory Diary : Realization of Key Financial Variables and Sensitivity to Retirement Wellness
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CoryLogics Invest Chat - No Coin, No Porn, No Penny
Jun 19, 2022
Cory Diary : Life Style Creep
CoryLogics Invest Chat - No Coin, No Porn, No Penny
Jun 11, 2022
Cory Diary : Time will Pass - Don't let the correction go to waste
CoryLogics Invest Chat - No Coin, No Porn, No Penny
Jun 5, 2022
Cory Diary : Interest Rate v Reit Prices
CoryLogics Invest Chat - No Coin, No Porn, No Penny
Jun 3, 2022
Cory Diary : 20-year annualized returns by Asset class
2022-0603
CoryLogics Invest Chat - No Coin, No Porn, No Penny
May 28, 2022
Cory Diary : Pricing Power
2022-0528
CoryLogics Invest Chat - No Coin, No Porn, No Penny
May 25, 2022
Cory Diary : Funding to buy during this market downturn
The Stock Market has been under correction mode for some period. For STI Index, it has came down to early Jan level. The NADAQ (-27% YTD - updated) seen more severe down level to last year 2021 Feb period similar to Dow Jones. Unfortunately, investment cash account has been depleting as stock gets cheaper.
Cory
2022-0525
CoryLogics Invest Chat - No Coin, No Porn, No Penny
May 13, 2022
Cory Diary : Market Fear
Market Opportunity Timing
Nasdaq has crashed about 25% from ATH. STI has corrected about 8.5% roughly from recent high. Many growth stocks already hit Pre-Covid level bursting the bubbles created from WFH atmosphere. No doubt Market is in Fear. As usual when market is in blood bath there is opportunity to be made. The problem is will it go lower. If we are to measure against Mar 2020 crash, we still have 1000 point to go for STI Index ! Something to think about with current high inflation. No model answer here.
Funding
The recent crash comes at a time after my fear of volatility with growth stocks, my path into multiplier and SSB hitting 2.5% for new issue. In a way, incidentally build up a reserve to tap.
Coincidentally with high SSB rate, refunded back some issues for higher rate plan and a Bond matured this month. However, I still prefer to retain most of SSB for housing loan emergency at higher rates. And I plan to reserve some fund for CPF top from the bond matured.
At max in Net, the reserve can still provide a sizeable amount if we are to deploy them into warchest other than those investment cash account which already quite depleted from recent DCAs during the sell down.
Deployment
Firstly, where should we deploy.
We can go for Strong Reit which are coming near to 6% yield as Option 1.
How about be a little greedy and go for High Yield Reit hitting 7% if we take into buffer consideration of exchange rate risk. Possibility mix with some other stocks. This will be Option 2.
Option 3 into S&P500 which corrected roughly 18%. Required exchanging for USD at expensive rate that tend to fall in good times as my assumption.
Option 4 into Growth stocks with strong balance sheet and again required USD and larger volatility/Risk which blogged in earlier article.
Secondly, how much each time to deploy, the pace and amount. So far I can hardly smell any course change with current high inflation medicine. Maybe will try bits investment each time during this market sell down each day spread across a period. Once Fed makes a deliberate control to slow down the rate hike, or some major market change, we can adjust after for the next batch. So maybe 30% before and 30% after. And remaining 40% for buffer. This plan likely varies as time progress.
What a time to have Covid Buffet at Home !
Cory
2022-0513
CoryLogics Invest Chat - No Coin, No Porn, No Penny
Apr 30, 2022
Cory Diary : Market Drawdown Logic
Apr 22, 2022
Cory Diary : Trading log 2022-0422
Apr 10, 2022
Cory Diary : DBS Multiplier Experience Sharing
Following 4/5 criteria is met. So we hit 2% for the $50k and 3% for the next $50k as long eligible transactions meet $30k. This can come from salary, dividends, share transactions, credit card etc. Obviously I will not increase my credit card spending to meet the condition.