Cory Diary : Microsoft Corporation (MSFT)

When first start US stock investment this year it feels like after a major battle already won and we are going over what's left of pockets of resistance. There's nothing much to left to take. And if things turn bad, we got more to lose. Many technology stock after Year 2020 Covid have significant capital gain. This becomes a problem as there is element of FOMO ( Fear of Missing Out ) phenomenon that could left late investors carrying the elevated price.

We could wait for price correction which may not happen based on S&P500 hundred years performance. To not learn from this Year 2020 mistake of not investing in US stocks specifically Tech Stock is a non-starter from Growth and Covid perspective.

To overcome this, Microsoft fits the bill in that the stock climbs in a gentle and consistent manner. Of-course this is after some deliberation I did on the basic fundamentals of the company. ( MSFT ). Interestingly on data level, just the PE. Since then after my first lump sum investment, it has already registered almost 25% gain ytd. This is not common for a dividend investor who aren't use to seeing such growth in gains and that's exactly what we want our portfolio to have in diversification. Unfortunately I am so pre-occupied with so many things that I lack the conviction to build on it.

Nevertheless, it has grow to 1.7% of portfolio allocation. Potentially I could still build on it slowly with some injections on a portion of cash excess whenever necessary. There's few things to watch unlike Index ( country level ) which is that Microsoft still has to have an edge in their businesses.

Maybe investing is that simple. dude.

Cory

2021-0814

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Articles in this Blog is personal take and educational purposes only. Reader should seek their own professional help when making financial decision and be responsible for their decision.

Cory Diary : Growth Stocks

One thing I learned from 2020 is that we are who we are. They are people who can invest just 6 stocks with solid returns. There are ones who only need to do 1 with 500% returns. Everyone situation is different and so are capability. If we are to blindly follow the setup of others we will always be chasing the "dragon" in the cloud and capture nothing.

After years mainly in Dividend Investing, the magnificent rise in growth stocks tell me there could be opportunity that I can learned from it. Some of this growth tocks have widely diversified market and moat. So is not exactly just Growth. A good example is Microsoft where their applications are widely available to PC users. They are basic productivity tools we can't do without.

Microsoft from Wiki

Products

List of software : Windows, Office, Servers, Skype, Visual Studio, Dynamics, Xbox, Surface Mobile

Services

Azure, Bing, LinkedIn, Yammer, MSDNa Office 3652, OneDrive, Outlook.com, GitHub, TechNet, Pay, Microsoft Store, Windows Update, Xbox Game Pass, Xbox Live

Investments

https://en.wikipedia.org/wiki/List_of_investments_by_Microsoft_Corporation

Microsoft Assets are stellar long term. https://www.macrotrends.net/stocks/charts/MSFT/microsoft/total-assets.

Microsoft just reported good result. I am not sure at current level is worth a buy. However long term they will be around. They aren't Tesla in term of growth but certainly a step up to me before Tesla. 

Investment Strategy

Current USD is relatively weak. Which mean a good opportunity for currency conversion to invest new. However Tech Stock price is quite elevated and we could see correction upon entering the market.  

My strategy will be get some first, say 20% of the amount I planned for this counter. If the stock moves much further up and the climb is not spike, I can average up another 20% and so forth. If the stock goes down, I will wait for sufficient time before averaging down another 20%. In that way I started something and build up the position accordingly. So is a 5 stepping methodology and we can varies as we deem fit.

Make sense ?

Cory

2021-0129

Articles in this Blog is personal take and educational purposes only. Reader should seek their own professional help when making financial decision and be responsible for their decision.