Cory Diary : Net Worth updates 2019 Apr

The year 2019 is special because is the first time investment equity crosses $1M threshold. And this excludes SSB and Treasuries. This is primarily due to paper capital gains pushing it over. To be frank, this is not as cherish-able than my birthday. Is just a number. Nothing much has change in the way I will invest. And anyone with a decent job and saving can achieve too.

To a dividend me, there is narrow limits where I could realised the gains. I did all for Parkway Life Reit, Frasers L&R Tr, and some re-balancing for Ascendas Tr and CMT Reit. I feel the need to stagger them in a balanced portfolio. However on net basis, even with purchase of other stocks, I still end up more cash.

And as I am still in productive workforce, saving continues to accumulate. Technically, I do not have the mindset of investment account or saving account. I don't have the discipline to track every items I spent either. I always look for ways to achieve them in a less tedious way. And from the chart, you can see the relentless climb that it is still working so far.

I only have an active credit card and a debit card. That's all I need. Always pay on time. My biggest spending probably is Income Tax which I pay diligently.  What could derail this trend ? I think if I got retrenched lol. (touchwood). Joke aside, a few friends have asked me to do side businesses with them. I have said no so far because I don't believe being a sleep partner. This could put a dent in my asset. Don't be a guarantor either. What's left ? Managing risk in stock.

Cory

2019-0420