Jan 3, 2020

Cory Diary : Asset Allocation Review

The first day of trading for Year 2020 started with a Bang when the P/L hits more than 7 K and it seems like we will have a good start for the year till someone backside itchy and taunted Trump. Here's what I found.

"Iran Supreme Leader Ayatollah Ali Khamanei taunted Donald Trump over the embassy attack."  

"Iran says Trump ‘can’t do a damn thing’ ."

As usual Trump tweeted. ‘He should have been taken out many years ago!’

Iran Generals dead in Iraqi's soil. And we celebrated the second say of trading with a reversal.Thank you everyone ! The good thing is I am still net positive for the year. And this tiny margin could vaporize as well.

Since last reported my Asset Allocation Tracking in Oct'19 I think is a good time to do this now again as there is nothing much to shout about on investment .... joking !
Not surprisingly the Saving continues to increase due to year end salary and bonuses. Some dividends came in as well from the Ascendas-h Tr cash distribution which is now merged as Ascott Trust. I also paid most of my major bills and allowance.

The volatility, and weaker USD for the past few months maybe a good opportunity to invest in USD. I could look for 2.5% Fixed Deposits or higher 3% plus structured products that is capital protected. Currently in exploration stage. But decision can be as quick as next week. 

I think the cash allocation needs to go below 3% to 4% consistently for efficient growth of capitals that do not need much work from me. I can earn quite an amount of interests. 

Net Property did not change much though I did notice an increase in property valuation from the transactions. For Year 2020, I am thinking of a plan for the account that pays for my loan to be self-sufficient. That's mean the cash-flow in > out for the entire loan duration. Not sure this can be done but it has to be safe and only need for me to check once in a blue moon. 

MMF is up due to some Equity sales before year ended 2019 which will be reserve for opportunity while collecting interests in cash management account. Equity has a target for dividend in Year 2020. Year 2019 exceeded. So I like to keep this in mind to continue the trend.


No comments:

Post a Comment