We have Trump elected and Stock up. Continuing Oil crisis but a pickup of the Banking sector. Survived a retrenchment exercise and have a larger team. We have a shock during Bre-EXIT but market climbed back quickly erasing all the losses. Oil Price moves above $50 due to OPEC Agreement. We have weaken Gold Price of $1159. S$ weakened to support internal factors which is really good news at current scenario for Singapore.
Every year I have an investment plan for next. This year is different. I have yet thought through.
I need to read and travel more to think about it I guess :)
On Personal front for 2016,
Dividends Income hits as expected. (updated for privacy)
This year also mark my first foray into SSB of roughly 2% effective returns. This does lower my overall investment yield but gives a broader income base to complement my fixed deposits and loan repayment redundancy needs. For now, this works well as long as I am working.
XIRR is 4.3% which is lower than my earlier months mainly due to lower share price in a number of blue chips. While this still beats STI negative returns largely I feel my investment can do even better. Nevertheless I did well in avoiding major losses. Notably two of them are Starhub and MTQ.
Salary and Bonus
Nice adjustment this year and a relatively strong bonus. Nothing to shout about but again thankful for what has been given as they don't come free and easy.
Despite all given, what I am most grateful is that my team members are in Good Health and Happy.
Thank you God for all the Blessing.
Happy 2017 !