Why I say this is due to manage "Risk". I actually have my largest fortune dependent on US Market just not personal equity investment. The primary is my job which pays me well for the time I invested. There is a lot of room to play around on how I can balance my family and work. The other is I do have some stock allocation listed in US Market. So every time US Market do well, I benefits too.
The other mitigation of Risk is my property investment. Due to that I tend to avoid equity counters of developers. And if the property markets goes down I could encounter double whammy I thought hence the avoidance. So psychologically I am always try to find peace with myself whether is effective or not that's different story. So as you can see, not only am I Kiasu and Kiasi, sometimes I also can KiSiao ! 😁
Not surprisingly I feel my salary income has to be mitigated as well through dividend investing. So far dividend received is $42K YTD. Theoretical Max $58k.
With 4 months to go, I am excited for Year 2020 Closure. Someone said the Year will end well. I hope so ! But I am ok if it doesn't !