Sep 1, 2020

Cory Diary : Dividend Report Aug'20

STI Market has been rather listless lately while DJIA continues to move up. Many investors probably feel is so unfair and give up on the local market. Frankly, I am also tempted to try the US Market as well but just slight. 

Why I say this is due to manage "Risk". I actually have my largest fortune dependent on US Market just not personal equity investment. The primary is my job which pays me well for the time I invested. There is a lot of room to play around on how I can balance my family and work. The other is I do have some stock allocation listed in US Market. So every time US Market do well, I benefits too.

The other mitigation of Risk is my property investment. Due to that I tend to avoid equity counters of developers. And if the property markets goes down I could encounter double whammy I thought hence the avoidance. So psychologically I am always try to find peace with myself whether is effective or not that's different story. So as you can see, not only am I Kiasu and Kiasi, sometimes I also can KiSiao ! 😁

Not surprisingly I feel my salary income has to be mitigated as well through dividend investing. So far dividend received is $42K YTD. Theoretical Max $58k.

With 4 months to go, I am excited for Year 2020 Closure. Someone said the Year will end well. I hope so ! But I am ok if it doesn't !



  1. I agree. Your risk management approach is reasonable and sound.

    However, have to start thinking abt the rising risk of inflation and the impact of China too.

    1. Two hedges I can think of which is property and gold. Since more than 50% of my equities in Reit and probably in which 40% are rental income. This will help keep up with inflation. In addition I have property investment.

      The impact of China not sure on negative or positive. Maybe can help elaborate more. I do have CRCT and MNACT. Ofcourse SG economy do has some ties to China.