Sep 2, 2018

Cory Diary : A Chat with my Wife on financial planning

I have some chats with my wife on family financial planning. Here's how it goes.

Innocence Cory :
In 2 years time I would have (updated for privacy) passive income. That should be enough to cover our annual expenses without touching my principal. That's exclude yours as well (Hinting : I could quit anytime ... )

Stressed Wife :
Where got enough. How about your housing loan ? Baby how ? Parent allowance leh ?
I want to go Europe. I think our home is too small. My parents also need to be cared. (Hinting : what ?! )

Innocence Cory :
This amount is already above Median Income leh. As long we do not overspend that should be ok. You need to stop throwing away fruits that is not in perfect condition, finish up all the foods and less choosy in the place we can eat. The apartment is small but still bearable... (Hinting: Is you )

Stressed Wife :
Those sorted fruits i thrown out has cut or damaged.  Those restaurants known for roaches and hygiene problem. The apartment is too small for kid to grow. Get it ? But we can do away with the Aquariums. (Hinting: Here's your pain )

Innocence Cory : ... , ... ( Sweating )


Cory
20180902



18 comments:

  1. LOL..so funny. I thought you are still single..Congrats on your marriage !

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  2. Hi Cory

    Once a worry always a worry.

    Happy wife happy life ;)

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    Replies
    1. Hi B, I gave up on the housing part already ... pocket dented. :)

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  3. later your missy ask you to 'gui' liu lian and sleep on the couch ah... lol.

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  4. Lol, I definitely can relate to emotion when such discussion took place :-). What are you keeping? Planted tank or arowana?

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    Replies
    1. Corydoras always and shrimps (Blue bolt). And trying to get my Corydoras Virginiae to spam !

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  5. To ascertain the real reason (eg she could be sore thar she still has to work while you can atop), try asking her if she is open to the opposite, ie she can stop working now since there is now substantial dividend income. See if she hesitates and considers before answering the politically correct "no lah, it's not about whether I work or you work" ;)

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    Replies
    1. Women has inbuilt survival instincts to be a politically correct. Well, I will work for monthly till obsolete. I do always look for bonus credited but no longer feel that for adjustment. Just this month 0.5 month included.

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  6. Cory,

    Smart woman!

    Hinting if she had wanted a "save more" husband, she would not have chosen you in the first place ;)

    Well, take comfort that she never brought up her "da jie" and hubby just upgraded to landed property in Singapore; and "san mei's" husband just got another promotion and wil be relocating to New York!

    Now that's pain!

    LOL!

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    Replies
    1. "Stupid me" lah. I didn't follow LKY advise. Marry down has it's plus and the "Heat" can be felt already. Now we know why every successful man has a women behind comes from ...

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  7. Replies
    1. Someone just asked me "Kana" means what ... I hate to explain haaa

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  8. Question, have you tried getting her to track her expenses? Sometimes, it is easier to convince when they see the actual numbers flowing and reality hits. Now there are no numbers to back up etc, more often than not, one would think that it's only a bit here and there...

    Try convince with numbers. Maybe it might help?

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    Replies
    1. thanks Kate, Never.... just lighthearted talks. We are not there yet.

      Cheers !

      Cory

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