Nov 22, 2014

Cory Diary: 2014 Interim Review

Interim Financial Report

My Investment Portfolio is made up of Equities, Fixed Deposit, Preference Shares, Bonds and Gold. Spread across various currencies according to their risks/returns which helps me ride over market turbulence with peace of mind.

Equity ~ over 20 counters of Blue, Reits, SME and PS of various weightage. Currently this year returns are to better Equity Dividends. FDs help some.

Cash level is relatively high for opportunities and because as i am still working which afford me to have lower investment returns. Pension, Property, Insurance and CPF are Bonus.


AUD and GOLD
AUD$ weakened 2-3% roughly. After higher interests, return is flat. Lower GOLD price on the back of stronger US$ that my GOLD denominated. Acquire more RMB$ few months ago to put into higher FD as i do not like to hold too much NT$. If i have them it will be converted to other currencies or lock away in FD which are about 1.4% now. Yes is still miserable.

DIVIDENDS
Glad to break last year record before Dec ~ S$29K

EQUITY
Positive but slightly below STI index return due to more low caps. Took a few risky positions which are not delivering as hoped. Net net including dividends, annualized returns around 10% for the past 10 years

CURRENCIES
This are exposure not just cash. Example Gold invested in US$ Denomination, i will have it paper translated to S$ in percentage term for exposure in US$.



















Net Worth
Back on track to new highs after recent months turbulence. I expect this to continue to go on till i retire.


thanks
Cory
22 Nov '14

2 comments:

  1. whats your total portfolio return for this year?

    ReplyDelete
  2. That's fast. Think i have enough information for you to estimate the range. :)

    ReplyDelete